Create a payout

POST

https://api.lite.sa

settlements

payouts

Create a payout

curl --request POST \
  --url https://api.lite.sa/settlements/payouts \
  --header 'Content-Type: application/json' \
  --header 'x-api-key: <api-key>' \
  --header 'x-idempotency-key: <x-idempotency-key>' \
  --data '
{
  "acceptance_account_id": "550e8400-e29b-41d4-a716-446655440000",
  "settlement_account_id": "4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d",
  "amount": 150000,
  "currency": "SAR"
}
'

import requests

url = "https://api.lite.sa/settlements/payouts"

payload = {
    "acceptance_account_id": "550e8400-e29b-41d4-a716-446655440000",
    "settlement_account_id": "4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d",
    "amount": 150000,
    "currency": "SAR"
}
headers = {
    "x-idempotency-key": "<x-idempotency-key>",
    "x-api-key": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    'x-idempotency-key': '<x-idempotency-key>',
    'x-api-key': '<api-key>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    acceptance_account_id: '550e8400-e29b-41d4-a716-446655440000',
    settlement_account_id: '4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d',
    amount: 150000,
    currency: 'SAR'
  })
};

fetch('https://api.lite.sa/settlements/payouts', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

const options = {
  method: 'POST',
  headers: {
    'x-idempotency-key': '<x-idempotency-key>',
    'x-api-key': '<api-key>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    acceptance_account_id: '550e8400-e29b-41d4-a716-446655440000',
    settlement_account_id: '4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d',
    amount: 150000,
    currency: 'SAR'
  })
};

fetch('https://api.lite.sa/settlements/payouts', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.lite.sa/settlements/payouts"

	payload := strings.NewReader("{\n  \"acceptance_account_id\": \"550e8400-e29b-41d4-a716-446655440000\",\n  \"settlement_account_id\": \"4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d\",\n  \"amount\": 150000,\n  \"currency\": \"SAR\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("x-idempotency-key", "<x-idempotency-key>")
	req.Header.Add("x-api-key", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.lite.sa/settlements/payouts",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'acceptance_account_id' => '550e8400-e29b-41d4-a716-446655440000',
    'settlement_account_id' => '4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d',
    'amount' => 150000,
    'currency' => 'SAR'
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json",
    "x-api-key: <api-key>",
    "x-idempotency-key: <x-idempotency-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

{
  "id": "9a8b7c6d-5e4f-4a3b-9c2d-1e0f9a8b7c6d",
  "status": "INITIATED",
  "acceptance_account_id": "550e8400-e29b-41d4-a716-446655440000",
  "settlement_account_id": "4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d",
  "amount": 150000,
  "fee": 250,
  "currency": "SAR",
  "created_at": "2026-09-29T10:00:00.000Z",
  "updated_at": "2026-09-29T10:00:00.000Z",
  "reference": "tiktok-payout-5531",
  "failure_reason": null
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

Authorizations

x-api-key

string

header

required

API key for service-to-service or merchant authentication.

Headers

x-idempotency-key

string<uuid>

required

Unique key for idempotent request processing. Retrying with the same key and body returns the original result; reusing a key with a different body returns 409.

Example:

"baf6a8e2-0c89-46ef-9ca5-faa65b99bcd5"

x-correlation-id

string<uuid>

Unique identifier for request tracing. Generated by the client or server if not provided.

Example:

"550e8400-e29b-41d4-a716-446655440000"

Body

application/json

Payout details

Request to pay out funds from an acceptance account to a settlement account

acceptance_account_id

string<uuid>

required

Acceptance account to debit, from GET /settlements/acceptance-accounts

Example:

"550e8400-e29b-41d4-a716-446655440000"

settlement_account_id

string<uuid>

required

Settlement account to credit, from POST /settlements/settlement-accounts

Example:

"4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d"

amount

integer

required

Payout amount in minor units

Required range: x >= 1

Example:

150000

currency

enum<string>

required

ISO 4217 currency code. Must match both accounts.

Available options:

SAR

Example:

"SAR"

reference

string

Merchant's own reference for the payout, echoed back and filterable

Maximum string length: 128

Example:

"tiktok-payout-5531"

Response

Payout details.

A payout from an acceptance account to a settlement account

string<uuid>

required

Unique payout identifier

Example:

"9a8b7c6d-5e4f-4a3b-9c2d-1e0f9a8b7c6d"

status

required

Payout accepted and funds held

Allowed value: "INITIATED"

acceptance_account_id

string<uuid>

required

Acceptance account debited

Example:

"550e8400-e29b-41d4-a716-446655440000"

settlement_account_id

string<uuid>

required

Settlement account credited

Example:

"4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d"

amount

integer

required

Payout amount in minor units

Required range: x >= 1

Example:

150000

fee

integer

required

Payout fee in minor units

Required range: x >= 0

Example:

250

currency

string

required

ISO 4217 currency code

Example:

"SAR"

created_at

string<date-time>

required

Timestamp when the payout was created

Example:

"2026-09-29T10:00:00.000Z"

updated_at

string<date-time>

required

Timestamp of the last status change

Example:

"2026-09-29T10:00:00.000Z"

reference

string | null

Merchant's own reference for the payout

Example:

"tiktok-payout-5531"

failure_reason

string | null

Reason the payout failed, set only when status is FAILED

Example:

null

Create a payout

curl --request POST \
  --url https://api.lite.sa/settlements/payouts \
  --header 'Content-Type: application/json' \
  --header 'x-api-key: <api-key>' \
  --header 'x-idempotency-key: <x-idempotency-key>' \
  --data '
{
  "acceptance_account_id": "550e8400-e29b-41d4-a716-446655440000",
  "settlement_account_id": "4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d",
  "amount": 150000,
  "currency": "SAR"
}
'

import requests

url = "https://api.lite.sa/settlements/payouts"

payload = {
    "acceptance_account_id": "550e8400-e29b-41d4-a716-446655440000",
    "settlement_account_id": "4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d",
    "amount": 150000,
    "currency": "SAR"
}
headers = {
    "x-idempotency-key": "<x-idempotency-key>",
    "x-api-key": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    'x-idempotency-key': '<x-idempotency-key>',
    'x-api-key': '<api-key>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    acceptance_account_id: '550e8400-e29b-41d4-a716-446655440000',
    settlement_account_id: '4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d',
    amount: 150000,
    currency: 'SAR'
  })
};

fetch('https://api.lite.sa/settlements/payouts', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

const options = {
  method: 'POST',
  headers: {
    'x-idempotency-key': '<x-idempotency-key>',
    'x-api-key': '<api-key>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    acceptance_account_id: '550e8400-e29b-41d4-a716-446655440000',
    settlement_account_id: '4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d',
    amount: 150000,
    currency: 'SAR'
  })
};

fetch('https://api.lite.sa/settlements/payouts', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.lite.sa/settlements/payouts"

	payload := strings.NewReader("{\n  \"acceptance_account_id\": \"550e8400-e29b-41d4-a716-446655440000\",\n  \"settlement_account_id\": \"4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d\",\n  \"amount\": 150000,\n  \"currency\": \"SAR\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("x-idempotency-key", "<x-idempotency-key>")
	req.Header.Add("x-api-key", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.lite.sa/settlements/payouts",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'acceptance_account_id' => '550e8400-e29b-41d4-a716-446655440000',
    'settlement_account_id' => '4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d',
    'amount' => 150000,
    'currency' => 'SAR'
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json",
    "x-api-key: <api-key>",
    "x-idempotency-key: <x-idempotency-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

{
  "id": "9a8b7c6d-5e4f-4a3b-9c2d-1e0f9a8b7c6d",
  "status": "INITIATED",
  "acceptance_account_id": "550e8400-e29b-41d4-a716-446655440000",
  "settlement_account_id": "4b0f6c1e-2d3a-4f5b-8c7d-9e0f1a2b3c4d",
  "amount": 150000,
  "fee": 250,
  "currency": "SAR",
  "created_at": "2026-09-29T10:00:00.000Z",
  "updated_at": "2026-09-29T10:00:00.000Z",
  "reference": "tiktok-payout-5531",
  "failure_reason": null
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

{
  "error": {
    "code": "PAYMENT_DETAILS_MISMATCH",
    "message": "The request was invalid or malformed",
    "timestamp": "2024-12-16T10:30:00.000Z",
    "details": {},
    "correlationId": "550e8400-e29b-41d4-a716-446655440000"
  }
}

Payment Acceptance

Tokenization

Account Settlement

Authorizations

Headers

Body

Response