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lite lets your business accept online and in-person payments in Saudi Arabia. lite supports mada, Visa, Mastercard, Apple Pay, and Samsung Pay, with 3D Secure authentication and settlement handled through the platform. There are four ways to integrate. They all connect to the lite platform, but the payment methods available to you depend on your integration, channel configuration, and any payment-method-specific setup. What also changes is how much you build, how much control you have over the checkout experience, and how much PCI DSS compliance work falls on your side.
What is PCI DSS? It is the card industry’s security standard. The more your systems can access card details or influence how they are collected, the more requirements may apply. Your exact PCI DSS validation requirements depend on your implementation and complete payment environment. Confirm the required SAQ with lite’s compliance team before going live.

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Create your account

Sign up on the lite Dashboard and verify your mobile number. Once you are in, choose one of the four integration options below.
No SMS is sent in the sandbox. Live signup sends a verification code to your mobile number. The sandbox does not send anything, so there is no message to wait for. Enter 1234 to complete verification. This code works in the sandbox only and is never accepted on a live account.
Create a payment page from your lite Dashboard, copy the link, and share it through WhatsApp, SMS, email, social media, or any other channel. Your customer opens the link, pays on a page hosted by lite, and you receive the payment result. The payment page uses the branding configured for the Checkout channel attached to the link. No code or developer is required. Best for: selling on social media, collecting invoice payments, or taking payments before you have a website.

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Hosted Checkout

Your website redirects the customer to a secure payment page hosted by lite. The customer pays there and is then redirected to your success or failure page. Confirm the final payment status on your server using webhooks and, when needed, session retrieval. Your developer writes a small amount of server-side code to create a checkout session and handle the return. lite keeps the payment page up to date, so supported payment methods and authentication changes can reach your customers without rebuilding the page. Best for: getting a website live with payments in the shortest time.

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Web SDK

Embed lite’s prebuilt payment elements directly inside your own checkout page. The customer stays on your site, and you control the layout, branding, and flow around the payment elements. lite renders and captures the card fields, so card details do not pass through your servers. The SDK can also support wallets such as Apple Pay when they are enabled for the channel and the required wallet setup is complete. Expect moderate frontend and backend work. Best for: businesses that want checkout to feel like part of their own product while using lite’s secure payment collection.

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Direct API

Your systems call lite’s payment APIs directly, and you build the checkout experience and payment flow yourself. This gives you the most control and implementation responsibility. Your PCI DSS scope depends on how payment data is collected and whether raw card details enter your environment. Handling raw card data generally requires the highest level of PCI DSS validation. Confirm the required architecture and SAQ with lite before building this route. Best for: businesses with an experienced payments engineering team and compliance requirements that support a fully custom payment experience.

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Compare the options

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Test in the sandbox

Before sending your first test payment, switch your account to Test Mode and set up a payment route for your sandbox account:
  1. In the lite Dashboard, go to Settings.
  2. Under Developers, turn on Test Mode.
  3. Ask your lite account manager to configure your designated test MID on the required connector.
  4. In lite’s dashboard, open Routing.
  5. Create the routing rules for your sandbox payments and point them to the connector configured with your test MIDs.
  6. Create an ecommerce channel and copy its channel ID.
  7. Pass the channel ID as channel_id in your payment requests. json { "channel_id": "your_channel_id" }

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Core lite capabilities

  • Configurable payment methods. Available methods depend on your integration, channel configuration, and completed payment-method setup.
  • 3D Secure support. lite supports cardholder authentication, including required authentication for mada e-commerce payments. How it is initiated and presented depends on the integration.
  • Webhooks. lite sends payment events to your endpoint. Handle retries and duplicate deliveries safely, and retrieve the latest payment state server-side when confirmation is needed.
  • Sandbox environment. Test the payment flow with lite’s test environment and test cards before going live.
  • Dashboard, refunds, and reports. Manage payments, issue refunds, and reconcile settlements in one place.